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0% intro financing

0% intro business financing for owners with strong credit

Most people don’t know this exists. Owners with strong personal credit can access $50K to $100K in business financing at 0% interest for 12 to 24 months. It’s one of the most underused funding options out there, and it works even for brand-new businesses.

Up to $100K
typical funding amount
Based on personal credit
typical timeline
30%
of the commission is yours when it funds

Great fit for

  • Startups with no business history
  • Owners who want to avoid high-interest debt
  • Working capital without collateral

Typical requirements

  • 700+ personal credit score (or a cosigner who has one)
  • No new credit accounts in the last 6 months
  • No business revenue history required

Listen for

When you hear this, make the introduction.

"I’m just starting out, but my credit is great."

"I don’t want to pay high interest."

"I need startup capital but I don’t have revenue yet."

What to say

A talk track that works

Keep it simple and honest. You never need to promise an approval or explain the terms. Our funding team does that.

0% intro financing talk track

"Most people don’t know this exists, but there’s a way to access $50K to $100K in business financing at 0% interest if you have good personal credit. The catch is you need a 700+ credit score. Do you, or any of your clients, fit that profile?"

Example

A new consulting practice with no revenue history used 0% intro financing to cover launch costs, then paid it down from its first client contracts before the intro period ended.

Good to know

Intro rates end. After 12 to 24 months, standard rates apply to any remaining balance, and the financing is tied to the owner’s personal credit. We make sure clients have a plan to pay it down.

All funding is subject to lender review and approval. Ranges and timelines are typical and can change.

Know a business owner who fits? Start earning from it.

Book a demo call to see how LendTrack partners refer clients and get paid.

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