Business line of credit

A revolving line of credit for almost any established business

A business line of credit works like a business credit card, only much bigger. Your client draws what they need, repays it and draws again. It’s ideal for owners who want flexible access to capital instead of a one-time advance.

Book your demo call What to say

$5K to $1.5M: typical funding amount
Same-day approvals in most cases: typical timeline
30%: of the commission is yours when it funds

Great fit for

Businesses with uneven cash flow
Owners who want a safety net on hand
Companies that buy supplies or materials job by job

Typical requirements

575+ credit score
$17K+ in monthly revenue
As little as 1 month in business
50+ approved industries

Listen for

When you hear this, make the introduction.

"Payroll is tight until my invoices clear."

"I want something on hand in case we need it."

"Our expenses come in waves."

What to say

A talk track that works

Keep it simple and honest. You never need to promise an approval or explain the terms. Our funding team does that.

Business line of credit talk track

"If your business has been running and bringing in decent revenue, I can usually get you a revolving credit line you can draw from whenever you need it. It’s not tied to credit card transactions, so it’s much more flexible. Same-day approvals in most cases."

Example

An independent repair shop used $65,000 to add two lifts and stock fast-moving parts before its busiest season. The extra bays let the owner accept more appointments instead of sending good work to a competitor.

Good to know

A line of credit is only as useful as the discipline behind it. We help clients understand draw terms, repayment and costs so they use it as a tool, not a crutch.

All funding is subject to lender review and approval. Ranges and timelines are typical and can change.

Other products you can refer

Funded in 1 to 3 days