Invoice factoring

Invoice factoring for businesses waiting 30 to 90 days to get paid

Factoring isn’t new debt. Your client sells outstanding business-to-business invoices and gets most of the cash now. The factoring company collects from the customer and pays the remainder minus a small fee. As invoice volume grows, so does available funding.

Book your demo call What to say

Grows with invoice volume: typical funding amount
Funding in days: typical timeline
30%: of the commission is yours when it funds

Great fit for

Consultants, agencies and professional-services firms
Staffing, trucking and wholesale companies
Any B2B business on net-30 to net-90 terms

Typical requirements

Valid business-to-business invoices outstanding
Customers that are other businesses (not consumers)
No caps tied to credit or time in business

Listen for

When you hear this, make the introduction.

"We did the work. Now we’re waiting 60 days to get paid."

"Payroll is due before our clients pay us."

"We’re growing faster than our cash."

What to say

A talk track that works

Keep it simple and honest. You never need to promise an approval or explain the terms. Our funding team does that.

Invoice factoring talk track

"If you’re waiting 30 to 90 days for clients to pay their invoices, there’s a way to unlock that cash now without taking on new debt. It grows with your invoice volume, so it scales as you do."

Example

A consulting firm used $50,000 to cover the team and launch costs for a large client engagement with net-60 billing. The firm could take the opportunity without tying up all of its cash for two months.

Good to know

Factoring only works for invoices owed by other businesses, and the factoring company will contact your client’s customers to collect. We explain how that works before anything is signed.

All funding is subject to lender review and approval. Ranges and timelines are typical and can change.

Other products you can refer

Funded in 1 to 3 days